Pradhan Mantri Garib Kalyan Yojana (PMGKY): Ek Vishtrit Vivechan
Pradhan Mantri Garib Kalyan Yojana (PMGKY) Bharat sarkar dwara prarambhit ek mahatvapurn yojana hai, jiska uddeshya garib aur kamzor varg ke logon ko samarthit karna hai. Is yojana ki shuruaat Pradhan Mantri Narendra Modi ke netritv mein 16 December 2016 ko hui thi, aur iska sambandh dhan-kalyan se hai, jo visheshkar un logon ke liye hai jo apni avaidhanik sampatti ko khul kar samarpit karna chahte hain.
Pradhan Mantri Garib Kalyan Yojana ka Mukhya Uddeshya
PMGKY ka pramukh uddeshya un logo ko ek avsar pradan karna hai jinhone apni sampatti ko ghoshit nahi kiya hai. Is yojana ke tahat, ve log jo apni sampatti ko ghoshit karte hain, unhe ek nirdharit shulk aur kar bhugtan karna hota hai. Is yojana ka anushasan isi baat ko prabhavit karta hai ki prajatantra mein nishtha aur imaandari bani rahe.
Yojana ke Pramukh Tattva
1. Sampatti Ghoshit Karna: PMGKY ke tahat jo log apni avaidhanik sampatti ghoshit karte hain, unhe apni sampatti ka 30% bhugtan kar ke rashtriya kosh mein jama karna hota hai. Iske alawa, 10% ka ek penality aur 33% ka suraksha abhiyan shulk lagta hai. Is prakriya ke pashchat, bachi hui sampatti ka 25% Garib Kalyan Deposit Scheme mein 4 saal ke liye bina byaj ke jama karna hota hai.
2. Garib Kalyan Cess: Is yojana ke tahat, ek anivarya 33% cess lagaya jata hai, jiska upyog garib aur kamzor varg ke logon ke kalyan ke liye kiya jata hai. Yeh cess rastriya suraksha ko badhawa dene mein bhi sahayak hota hai.
3. Rahaat ka Prabandhan: Is yojana ke tahat, log apni avaidhanik sampatti ko ghoshit karke apni pehchaan ko surakshit rakh sakte hain. Sarkar ne ghoshit kiya hai ki ghoshna karne wale vyakti ki jankari ko poori tarah gopniya rakha jayega.
Garib Kalyan Yojana ke Fayde
PMGKY se sarkar ko ek taraf se rajyasva (revenue) prapt hota hai, aur doosri taraf garib aur kamzor varg ke logon ke liye vibhinn yojanaon mein paisa lagaya jata hai. Is yojana se prapt dhan ka upyog sarkar ne kai welfare schemes ke liye kiya, jaise ki:
- Pradhan Mantri Awas Yojana: Is yojana ke tahat, garib logon ko affordable housing pradan ki ja rahi hai.
- Swachh Bharat Mission: Gramin kshetron mein sauchalaya nirmaan ke liye yeh dhan ka upyog kiya gaya hai.
- Garib Kalyan Anna Yojana: Is yojana ke tahat, COVID-19 mahamari ke dauran garib parivar ko muft anaj pradan kiya gaya.
Yojana ke Laabhprapt Aur Chunautiyan
PMGKY ne kayi garib parivaron ko arthik sahayata pradan ki hai, jisse unki jeevan shaili mein sudhar dekha gaya hai. Is yojana ke madhyam se sarkar ne apne rajyasva me bhi vriddhi ki hai, jo desh ke vikas mein mahatvapurn bhumika nibhata hai. Lekin, kuch chunautiyan bhi saamne aayi hain, jaise ki logon mein yeh bhay ki ve apni sampatti ghoshit karne ke baad bhi kanuni pareshaniyon ka samna karenge. Iske alawa, kuch logon ne is yojana ka durupyog karne ki koshish bhi ki, jo sarkar ke liye ek chunauti hai.
Bhavishya Mein Sambhavnayein Aur Apekshayein
Aane wale samay mein, PMGKY jaisi yojanaon se yeh apeksha ki ja sakti hai ki ve garib varg ke logon ke liye aur bhi adhik fayde pradan karengi. Sarkar agar is yojana ke prabhavit vyavhar ko aur majbooti se lagu kar sake, to desh mein arthik asamaanata ko kam karne mein safal ho sakti hai. Bhavishya mein, sarkar ko avashyakta hai ki ve logo mein vishwas jagaye ki yeh yojana unke liye ek suraksha kavach hai, taaki aur bhi adhik log ismein bhagidari kar sakein.
Nishkarsh
Pradhan Mantri Garib Kalyan Yojana Bharat sarkar ki ek aisi yojana hai jo apne dohra uddeshya ko safalta se prapt kar rahi hai. Yeh yojana na sirf sarkar ke liye rajyasva ka pramukh srot bani, balki garib varg ke logon ke kalyan ke liye bhi ek mahatvapurn yojana siddh hui. Aise mein, PMGKY Bharat ki arthvyavastha ko sudharne aur garib varg ke kalyan mein ek mahatvapurn bhumika nibha rahi hai.
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